Lendit Embedded Solution

Lendit provides loan technology management, enabling participating platforms to offer their network fully digitalized corporate loans. Innovate your network, offer more

Molti Vantaggi Zero problemi

Embedded finance Cos’è? E come cambia il mondo dei prestiti?

Numerous enterprises are broadening their service portfolios to enable users accessing non-financial services to also avail themselves of associated financial services such as payments, insurance procurement, or loan applications. Termed as embedded finance, this initiative aims to deliver the optimal customer experience while fostering client loyalty.

FAQ's

What is Lendit ?

Lendit is a credit-sharing platform where businesses and professionals can lend and request liquidity in a simple, fast, and tailored manner. The Lendit community has access to a loyalty program (Lendit-score) and is protected by a proprietary guarantee fund.

Through the ‘Invest’ product, you will enter a platform where you can choose the best product based on your needs. Whether it is short-term or medium-term investments, you can manage them in the simplest way possible.

Lendit equips users with essential tools to efficiently manage liquidity, whether seeking funds or maximizing returns, in a reliable, straightforward, and prompt manner. Gain access to highly innovative and customizable solutions, alongside the opportunity to integrate into a dynamic entrepreneurial network, facilitating business expansion.

The minimum investment for:

  • PrestiOne: No minimum requirement.
  • PrestiPlus: €500.
  • Auto-Invest: €5,000.
What is the interest rate based on?

The interest rate, or your earnings, will be linked to the rating of the requesting company. This assessment of the company will be conducted by a credit rating agency, based on qualitative and quantitative parameters of the borrower

Requesting companies will receive an interest rate based on their rating, which will reflect your earnings. Greater risk entails higher returns. Additionally, we are actively exploring the incorporation of instant insurance options to mitigate loan risk.

Absolutely! Freelancers can also apply for a loan. To receive the interest rate, simply provide the VAT number.

No. Lendit.it provides loans to businesses with VAT numbers, not to individuals.

4.

Ricevi il credito

Il tuo matching è avvenuto con successo! Firma il contratto e ottieni il credito richiesto.

3.

Personalizza

Scegli l’importo, i tempi di rientro e rendi il tuo tasso appetibile per gli investitori.

2.

Scegli il prodotto

Finito l’onboarding puoi scegliere PrestiOne, se conosci già il prestatore (es. prestiti intragruppo) o PrestiPlus per rivolgerti alla community.

4.

Ricevi il credito

Il matching è avvenuto! Riceverai mensilmente sul tuo wallet la quota di rientro del tuo investimento.

3.

Scegli

Una volta scelto il metodo di investimento/prodotto,riceverai un contratto da accettare e firmare nelle condizioni prestabilite.

2.

Filtra i risultati

Filtra tra i vari prestiti disponibili sul marketplace o lascia fare tutto a noi con AutoInvest, dovrai solo scegliere i parametri di rischio e durata.